We want to take the guesswork out of improving your credit score, so we’ve created our no fuss money-back guarantee… All you have to do is buy CREDIT IMPROVER, follow our best practice advice and your credit score will improve. If for any unlikely reason your score doesn’t improve, we will give you a full refund… simple. Step 1: Once you’ve bought CREDIT IMPROVER, within 5 days you must upload your current credit score to the admin area. Don’t worry! It’s really simple to do and only takes 2 minutes. We accept all credit scores produced by the three main credit reference agencies plus those displayed through services such as ClearScore, Noddle and Credit Club who show you your credit score for free. As long as the credit score, your name and the date is clearly visible we will accept a screen shot, photo or pdf copy of your score. At this stage there is no need for you to upload your full credit report. Please make sure that the information is clearly visible as we reserve the right to invalidate the images if we can’t read them properly or it looks as if the information has been tampered with. If this is the case, then our guarantee will not apply. Step 2: Improving your credit score is a bit like cooking…you have to get all the ingredients right or it won’t work. To help you do this we have identified twelve elements that can help you to improve your credit score. These elements are all things that are within your control and can easily be accomplished without outside help. There is also a thirteenth element to consider when we talk about improving your credit score. However, it isn’t within your control which is why we have marked it out separately. We include this thirteenth point as a requirement for the guarantee because it is also outside of our control. Provided the thirteen elements of our guarantee are fulfilled, we will guarantee that your credit score will improve. Equally, if they are not fulfilled, then our guarantee will not apply. Step 3: Enjoy your newly improved credit score! If for some very unlikely reason your credit score hasn’t improved and you want to use our guarantee, the process is simple… Upload your new credit report and score to the admin area within 5 days of finishing the plan. Click to claim the guarantee and we will do the rest. As long as all 13 elements of the guarantee have been fulfilled, we will refund you every penny… We said it was simple! Together with CREDIT IMPROVER, there are some things you need to do for yourself to boost your credit score. Because these points are so important we’ve listed them below and have made them part of our guarantee. 1. Make your CREDIT IMPROVER FINANCE payments on time 2. Get on the electoral roll 3. Don’t miss payments for any other credit that you might have or to any utilities providers 4. Insolvencies and County Court Judgements (CCJs) 5. Fraud warnings 6. Too many applications 7. Lots of aliases 8. Over-indebtedness 9. Closing credit accounts early 10. Moving address 11. Check your information is accurate 12. Avoid Payday loans 13. Credit reference agencies changing their algorithmsImprove Your Credit Score Or Your Money Back!
FOLLOW THESE THREE STEPS AND WE GUARANTEE THAT YOUR CREDIT SCORE WILL IMPROVE OR YOUR MONEY BACK
With our money back guarantee you have nothing to lose… a better credit score or all your money back
The 13 elements of the Credit Improver guarantee
CREDIT IMPROVER helps you to show lenders that you can manage credit but this only happens if you manage your payments properly. If you don’t use the finance, miss or are late with any of your CREDIT IMPROVER FINANCE payments or you do not complete payments over the full one, two or three-year term that you signed up to, we can’t guarantee that your credit score will improve. But don’t worry. If you change your mind about having bought CREDIT IMPROVER, you can still cancel and, thanks to our no-penalties cancellation mechanism, even though the guarantee to improve your credit score will not apply, you will not be chased for any further payments!
To guarantee that your credit score improves, we need you to make every effort to show stability. That’s why we need you to be registered on the electoral roll at your address. In case you are not yet registered, then you must register on the electoral roll by a maximum of 14 days from when you buy CREDIT IMPROVER. If you do not register on the electoral roll within these 14 days, then our guarantee will not apply.
To guarantee you improve your credit score you must not have any arrears on any of your credit reports from any of your credit accounts during the period that you are paying for CREDIT IMPROVER.
To guarantee you improve your credit score you must not have insolvencies or county court data on your credit reports.
To guarantee you improve your credit score you must not have any fraud alerts on your credit reports.
To guarantee you improve your credit score you must not have more than 3 credit applications per year of the plan.
To guarantee you improve your credit score you must not be known by more than one name.
To guarantee to improve your credit score you should keep your credit utilisation below 50%.
To guarantee you improve your credit score you shouldn’t close out any credit accounts early.
Obviously if you have to move you have to move, but if you do we won’t be able to apply the guarantee.
To guarantee you improve your credit score you should make sure your CREDIT IMPROVER FINANCE data is present on your file. If for any reason it isn’t, we can’t guarantee that your credit score will improve.
To guarantee you improve your credit score you must not have any short-term, high-interest credit (as defined by the FCA) on your credit report.
If your credit reference agency changes the way it calculates your credit score after you purchased CREDIT IMPROVER and your credit score decreases because of that change, our guarantee will not apply.
